Mrs. Mildred Nyamizyu Mutesa
Managing Director
She is a Fellow of the Association of Chartered Certified Accountants (ACCA) and a Fellow member of the Zambia Institute of Chartered Accounts (ZICA). She also holds a Master of Business Administration from Herriot Watt University, a Bachelor of Accountancy Degree from Copperbelt University, and a professional accounting qualification, ACCA. She has over 13 years of work experience and is currently a member of the Board of Trustees for the Zambia National Building Society. She is also a member of the Finance Committee of the Zambia Public Prosecution Authority Board.
Mr. Victor Mwanza
Director Finance
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He is a Fellow of the Zambia Institute of Chartered Accountants (ZICA), a Master of Business Administration � Finance holder from the Copperbelt University, Association of Certified and Chartered Accountants (ACCA), National Accounting Technician Certificate from ZICA and a Diploma in Taxation from ZICA. As a Bank Clerk, he joined the Zambia National Building Society more than fourteen (14) years ago. Before his current role, he held various Senior Management positions, including Finance Manager, Business Development Manager, Manager of Corporate Planning and Financial Analyst. He is also a former Trustee of the Zambia National Building Society Pension Fund.
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Mr. Christopher Lubumbe Kapoma
Director Human Resources
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He holds a Degree in Human Resources Management and a Higher Diploma in Human Resources Management. He is also a member of the Zambia Institute of Human Resources Management (ZIHRM) with over 17 years of work experience in human resources management and administration, mostly gained from the financial and transport sectors. He is currently a Board Committee Member for the Human Capital and Administration Committee for Road Development Agency (RDA).
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Mrs. Vivian Milumbe
Chief Operations Officer
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She is a qualified and experienced Information and Communications Technology (ICT) professional with an MBA from Herriot Watt University, a BSc in Computing from Greenwich University and an Advanced Professional Diploma in Banking from Zambia Institute of Banking and Financial Services (ZIBFS). She has over 20 years of experience in the financial services industry. She is a member of the Institute of Directors, Information and Communication Association of Zambia and the Institute of Banking and Financial Services.
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Mr. Mwansa Kapeya
Director Retail Banking
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He is the Director of Retail Banking at Zambia National Building Society (ZNBS), providing strategic leadership over Retail Banking and Mortgage portfolios. He brings over 23 years of banking experience, including senior leadership roles at Stanbic Bank Zambia and Standard Chartered Bank Zambia, with international assignments in Uganda, Hong Kong, China, and South Korea. He holds a Bachelor's Degree in Mathematics from the University of Zambia and has completed executive leadership programmes with Standard Chartered in Singapore and Stellenbosch University under ZNBS.
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Mr. Elijah Esau Chulu
Director Risk
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He holds an MBA in Finance and Accounting from National University, San Diego, California, USA and a B.A. in Economics from the University of Zambia. He also holds certifications in risk and project management. He also has over 17 years of local and international banking experience. He also serves on the Audit and Risk Committee for World Vision Zambia.
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Ms. Mutinta Syulikwa
Society Secretary
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She holds a Bachelor of Law Degree from the University of Zambia and is a member of the Law Association of Zambia. She has over ten years of work experience in law, having practised as an advocate in the private sector before joining the Society as Legal Counsel and ascending to the role of Society Secretary.
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Mrs. Sarah Bwanali Kamoto
Director Corporate Banking
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She is a senior banking executive with over 20 years of experience in corporate banking, financial services, and institutional relationship management. She established the Corporate Banking Department at ZNBS and has led its strategic growth into a key revenue pillar. She holds an MBA from Heriot-Watt University, a BSc in Business Management from the University of Zambia, and a Postgraduate Diploma in Marketing from the Chartered Institute of Marketing (UK).
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Mr. Busiku Majele
Chief Information Officer
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He is a seasoned ICT executive with over 22 years of experience across banking, financial services, agriculture, and technology consulting. He leads enterprise IT, digital transformation, cybersecurity, and technology governance at ZNBS. He previously served in senior leadership roles at First Alliance Bank Zambia, Atlasmara Bank, AB Bank Zambia, and Ecobank Zambia, and was conferred Fellow of ICTAZ in 2025.
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