Mortgage Requirements

Introduction Letter from Current Employer which should clearly indicate

whether you are employed on permanent or contract basis.

Certified Photocopy of either National Registration Card or Valid Passport.

One (1) Passport Size Photo.

Copy of a Title Deed or Occupancy License.

Original Latest pay slip stamped and signed by Payroll Accountant.

Latest Bank Statements for the Past (6) Six months (Original or certified copies).

Proof of residence i.e. Utility bill.

Approved building plans to be submitted if constructing.

Schedule of works to be submitted for all borrowing except outright purchase

Proof of payment of rates and ground rent from the Council and Ministry of Lands respectively (attach copy of latest receipt)

Copy of Contract to be attached if employed on contract

Stage inspection fee of K500.00 within Lusaka CBD and Ndola, and K700.00 elsewhere to be paid for each site visit.

Valid Lease Agreement where rental income is declared

Copy of NRC of Vendor,

Offer letter

Contract of sale/Letter of sale